BREAKING: Total consumer credit surged +$18.1 billion in July, to a record $5.19 trillion.

This follows +$14.6 billion in June and marks the 13th consecutive monthly increase. Revolving credit, which includes credit cards, jumped +$2.8 billion, to a record $1.36 trillion. Non-revolving credit, covering auto and student loans, rose +$15.3 billion, to $3.83 trillion, an all-time high. This also marks the biggest monthly increase since March 2025. US consumers are "fighting" inflation with more debt.

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